What is the effect of Tariff imposed by the US to Chinese solar panels Essay

What is the impact of Tariff forced by the US to Chinese sun powered boards fabricate ventures and on US makers - Essay Example Since the World Trade Organization accommodates a facilitated commerce among its part states, such a transition to force taxes on Chinese sun powered boards may encroach WTO exchange understanding, yet in addition bring differences that imperil the great exchange relations that the nation has had with China (Goldenberg, 2012). To better the circumstance for the American makers, the business leave vowed to authorize duties of 2.9 percent to 4.73 percent. This was after it was built up that the Beijing government was offering unlawful awards to the Solar board creators (Goldenberg, 2012). A portion of the makers recognized getting government support and other modest credits from the administration. In spite of the fact that the inconvenience of the taxes targets leveling the out of line rivalry by Chinese producers, a portion of the American based sun oriented establishment organizations that depend on Chinese sunlight based boards verbalized their relief that the insignificant levies forced would not cause an augmentation in costs (Goldenberg, 2012). During his battle field, Obama demonstrated that sustainable power source has for since quite a while ago been America’s development since sun oriented force was first found at Bell Labs. The vast majority of the nations have put forth attempts to elevate clean vitality sources to spare the earth and lessen the impacts of an unnatural weather change (Goldenberg, 2012). The vitality secretary noticed that United States had ousted China in clean vitality venture by a wide margin. Be that as it may, this development in America’s clean vitality was realized by the low expenses of Chinese sunlight based boards. The expanded interest for Chinese made sun based boards has expanded the United States sun powered board imports from Chinese. This thusly came about to the demise of home developed sun powered assembling organizations, for example, Solyndra and Evergreen Solar organizations. This has come about to humiliation of Obama’s organization. Inconvenience of taxes on the Chinese-caused sun powered boards to can help the development of the local sun based board producers. Out of line rivalry, as noted

Gay And Lesbian Children

The present evaluations of kids who live with promiscuous guardians, either the gay or the lesbians in United States of America are in the tune of between six to ten million. The registration directed in the year 2000 regarded these youngsters as single parent kids. Right now, more than 20% of the current gay just as lesbian connections have a kid in their residences. In the American culture, the groups of gay just as lesbians shapes a principal component of the day by day life. Presentation It has just been set up that accomplices of a similar sex ran their family units nearly in the whole district. It is likewise evident that the homes drove by the gay just as the lesbians are in the tune of 600 000 in the whole nation† (Leff). It along these lines infers that, the quantities of the youngsters with transgender, indiscriminate, gay or lesbian guardians are consistently on the expansion. This classification of the kids may hail in groups of blended race, assenting families or e ven families that are single parent. There is likewise probability that the kids are naturally fathered or mothered by one of the guardians. This is out of the way that greater part of the gay just as the lesbians submit themselves in gay or lesbian connections at the hour of being guardians. The other reality holds that the gay and the lesbians had youngsters in their previous existence of hetero relationship yet later engaged in their current sexual status (Leff). Writing audit The narrative film that discussions about what it resembles to grow up with gay or lesbian guardians that I have decided with the end goal of this paper is entitled DADDY and PAPA and from the setting as introduced, Johnny Symons, who is the producer filled the role of Papa, while William Rogers, who was his accomplice, filled the role of Daddy. The two couples were submitted for a time of around ten years despite the fact that in a casually acknowledged association. They later got hitched formally in 2004 at a function exceptionally cheered by their children (DADDY and PAPA). There are some broad thoughts that are worth reflection. It is thusly upstanding in most definitely to infer that different and various ways exist in which a family can be made. The current families expect changed and various sizes just as different designs. There exists customary viewpoint among the assortment of families in presence. The current families have their sorts thought about ordinary. Anyway a few sorts of a family might be various corresponding to other people. These families on occasion experience struggle or something to that affect which is an integral part of the family. It isn't functional for the families to be upbeat consistently. In the event that prodding is a typical event in the family, hurt emotions just as low confidence is well on the way to be the repercussion to the outraged part (s) of the family. It is additionally an opportunities for the interference of prodding to be finished by individuals from the family who the become partners in most definitely. It is workable for families to encounter a change similarly all things considered with the individuals. Groups of various types are conceivably skilled to help each other with the end goal of their individual qualities more than a specific sort of family existing freely of some other (DADDY and PAPA). As indicated by Judith, â€Å"The reality that the youngster is from a straight family with both mother and father doesn't warrant that the kid will consistently be cheerful, safe and have a safe domain at home to permit the kid an opportunity to develop into a beneficial person who is appropriately balanced. Guardians of a similar sex just as guardians of inverse sexual orientation have a similar response in most definitely, the pieces, the shorts just as and the delights along with the feelings of grief influencing youth likewise as their children† (Judith, 12). As indicated by Elias â€Å"Parents who are open about their sexual direction, who display intellectually solid conduct and give strong networks to their children, will in general have the strongest youngsters† (Para 9). Further, section. point number 2 expresses that â€Å"Gay guardians share youngster care and tasks more equitably than hetero couples. The two men accept mom/daddy jobs. They're mentors and cooks,† (Para 6) Judith further declares that â€Å"The potential to get extraordinary or in any case in most definitely has no any relationship to the sexual direction of an individual. Grown-ups who are supporting are solid whether they are male or female; they have the potential, and are generally magn ificent parents† (Judith, 33). She further sums up the issue with a remark that â€Å"The physical appearance of the family isn't really an impression of the specific family type† (Judith, 37). The most huge thing is the mutual love among the individuals from that specific family which really realizes the distinction in presence among the individuals from the family. Taken from the point of view of Levy â€Å"the wellbeing just as the advancement of the kid, there is no huge contrast among the offspring of the hetero family and a kid from a gay or a lesbian family† (Para 1). The associations with a solid dedication to the wellbeing just as government assistance of the kids are in no trade off most definitely. The alteration of the offspring of couples of a similar sexual orientation is the same as those ones of kids from groups of hetero nature (Lev). As per Elias, There exists no logical proof that sexual direction decides the child rearing viability; any parent can give steady and sound conditions to their youngsters. Elias says, â€Å"The youngsters will profit if their folks can marry† (passage 1). The main inadequacies confronting the offspring of same-sex marriage is the disappointment of the endeavors by the schools to address their issues in to the extent being progressively comprehensive. This circumstance is exacerbated by the prodding and the joke that they face from offspring of typical families (Elias). As indicated by Lev â€Å"Much of the exploration depicts four general results for cross-gendered youngsters. One, they grow up to be normatively gendered, hetero individuals. Two, they grow up to be female men or manly ladies. Three, they grow up to be lesbian or gay† (Para 6). Four, they grow up to be transsexual or transgender. The most widely recognized result is by all accounts that sex variation young men grow up to be gay. Treatmentâ€in the type of conduct alteration programs equipped at wiping out cross-sex behaviorâ€are the standard recommendation† (Para 6). Part 9 of a similar site proposes that â€Å"Something is extremely off-base here, yet I’m not certain it is Kyle who has the issue. So as to choose if something is ‘wrong’ with Kyle, we have to characterize what we mean by wrong. Do we think it isn't right to be a touchy hetero man? Do we think it isn't right to be a gay man? I speculate the vast majority of us will react to those inquiries with a resonating No! † (Chapter 9). Be that as it may, the minority bunch has needed to experience incredible difficulties because of separation. As per the article Liberation Was For Others â€Å"Latest examine gauges that around 10,000 †15,000 men were sent to inhumane imprisonments exclusively for being gay a similar article focuses on that Some lesbians, just as women's activists, were viewed as A-Socials† by the Nazis and were sent to the camps in constrained numbers. Many served their time in camp massage parlors overhauling the Nazis just as some camp inmates† (Chapter 3). End The truth is that shapes just as the spans of different families are additionally assorted. A wide range of guardians are talented to bring up their youngsters, regardless of whether they are hitched, unmarried, grandparents of the kids, single guardians, bereaved, individuals from a more distant family and non-permanent parents among numerous others. There are high odds of the likelihood that youngsters from gay or lesbian parent appreciate a more joyful life in contrast with a kid from an ordinary family. The family is a guardian of essential significance and a focal concentration for the quality also support in most definitely. The security given to a youngster out of a setting of a steady family is the vital fixing answerable for the solid fate of the kid. The gay just as the lesbians have been associated with kid raising from an earlier time, a pattern that will proceed into what's to come.

Management of Stress in the Real World

Management of Stress in the Real World Stress Management Situational Stress Print Stress Management Techniques for All Types of Stress By Elizabeth Scott, MS twitter Elizabeth Scott, MS, is a wellness coach specializing in stress management and quality of life, and the author of 8 Keys to Stress Management. Learn about our editorial policy Elizabeth Scott, MS Updated on June 24, 2019 How Stress Impacts Your Health Overview Signs of Burnout Stress and Weight Gain Benefits of Exercise Stress Reduction Tips Self-Care Practices Mindful Living RunPhoto/Getty Images Do you ever feel like some of the techniques that are recommended for the management of stress only work for certain people in specific situations? For example, if you find yourself in a high-pressure situation like a conflict at work or a toddlers tantrum, is it really practical to meditate for stress relief at that time? If you find yourself out of a job and grappling with the interview process, is laughter really the best medicine? How can you know which stress relief techniques will work for you, and when to use them? Read on for guidelines that can outline what works and when so that next time youre facing stress, you have the right tool for the job! Short-Term Stress If you’re feeling overwhelmed in the moment, these quick stress relievers can work quite well. While more in-depth stress relief techniques may bring more lasting and far-reaching benefits, these will help you to quickly reverse your stress response so you can better manage what you are facing right now: Breathing Exercises (1 to 5 Minutes): Breathing exercise can work quickly and be used virtually anywhere and in any situation. I find them especially helpful because they can be used in the midst of a stressful situation. Theres no need to take a break from things, calm down, and return after youve practiced them--you can use these to stay calm in the middle of a toddlers tantrum or whatever else comes your way.Progressive Muscle Relaxation (3 to 5 Minutes): PMR takes a little practice to master, but can help you to fully relax your body in minutes, and release stress in the process. You may need to take a break to practice in the beginning, but eventually, this can be a helpful exercise to use at your desk, in the car, or whenever you find 5 minutes to sit.Mini-Meditation (3 to 10 Minutes): Regular meditation works extremely well as a stress reliever for most people, and 20-30 minutes is an optimal length for a session. Mini-meditations, however, can be useful as well, particularly if you are used to longer sessions practiced at other times. Even three minutes of meditation can help you to feel calmer.Take A Walk (10 Minutes): If you are able to get out and walk for a minute, the change of scenery and a quick burst of exercise can work together in helping you to quickly relieve stress. This can be helpful for stressed moms and kids, as well as workers who are under heavy pressure and need to make the most of the short breaks.Change Your Perspective (Varies): Sometimes you cant change what you are facing, but you can change the way you look at things. Shifting your perspective to a more optimistic one, or even simply finding the humor in a situation can help to dissipate stress. General Lifestyle Stress Stress can come from many aspects of ones lifestyle. Often it helps to address the stress at its source, but thats not always a possibility. When you can, take action; when you cant change your situation, you can still minimize the stress you feel by cutting out stressors, building resources and adding stress relieving habits to your lifestyle. The following ideas can help. Cut Something Out: If youre stressed from a busy lifestyle, an obvious solution is to cut down on your commitments. Thats often easier said than done, but once its done, you have a whole category of stress gone from your life. Look at ways of cutting something out, and see what you open yourself up to.Take Up A New Habit Certain habits help with organization or resilience. Taking on these habits can help you to better manage the stress you face.Let Go Of Negative People: Friends and loved ones make our lives richer. Sometimes, though, the drama and conflict they create can bring more than a comfortable level of stress. Identify the people in your life who make you feel worse about yourself, drain your energy, or in other ways bring more stress than theyre worth, and consider minimizing or eliminating their role in your life.Change Your Habitual Thought Patterns: The way we think about what we face in life can increase or decrease our stress levels. Be sure your thoughts are supportin g you to manage stress in the healthiest possible way. If theyre not, these tips can help you to change that.Carve Out Time For Yourself: Having some extra down time can be one of the best stress relievers, particularly for those who dont get enough. This is because, just like an overused muscle, we need rest in between workouts. If we are constantly running, there is no time to recover and build energy for the next challenge, even if that challenge is simply part of daily life. This can lead to burnout. Be sure to create some space for relaxation in your life, so you can continue to push yourself when you need to. Emotional Stress Certain stressors, such as relationship issues, hit you emotionally. This type of stress can feel particularly trying, so it is important to find techniques to manage emotional stress. The following techniques can help you to process your emotions, minimize their intensity, or shift your focus. Journaling:  Journaling can be a very effective tool in managing stress and exploring and processing your emotions. These techniques work particularly well for working through emotional stress.Meditation:  Meditation can be challenging when you have a lot on your mind, but this is also a time when it can be most effective. The loving kindness meditation is particularly useful for relieving emotional stress and can be one of the easier forms of meditation to practice. Mindfulness meditation may take a little more practice  but does not require a distraction-free space. Experiment and see which types of meditation work best for you and your situation.Exercise:  Exercise can be a great distraction--running, walking, classes and other forms of exercise provide a change of scenery as well as something to focus on with your mind and body besides your stressors. Exercise provides health benefits and builds resilience toward stress as well, so it is an option that works in many ways.Change Y our Perspective:  As mentioned, the way we perceive things can increase or decrease the stress we feel. Sometimes we see things in a more negative or distorted way than we need to, and learning to change this can bring relief to our stress levels and our relationships. Thats why it helps to examine and change cognitive distortions we may have. If you can shift the way you look at the situation, you may experience less emotional stress.Talk To A Friend:  Simply sharing your thoughts with a friend can help you to feel less alone, and can provide you with another perspective. Wisely choose who you speak to, and be sure to reciprocate when your friends need your support but dont underestimate the power of a supportive shoulder. Anxiety About the Future Fears and anxiety about tomorrow can create stress and rob us of our happiness today. That said, anxiety is rather common, and finding stress relief techniques to combat it can help us to relax into the present moment and enjoy life more. Certain types of anxiety are intense enough to require professional help, but everyday anxiety can be managed well with a few stress relief strategies. These techniques can help. Meditation:  Meditation is a fantastic anxiety reliever, as it helps you to quiet (or learn to ignore) that nagging voice in your head that points out everything you could be but shouldnt be worrying about. Luckily, there are many different forms of meditation to try. See which types of meditation work best for you.Journaling:  Often, we worry about things that pose no real threat, things that have a low likelihood of happening, or things we cant control. Sometimes we need a reality check. Journaling can offer a helpful tool for examining and refuting the sources of anxiety.Action-Based Coping:  There are often things you can do to change a situation, but sometimes our anxiety keeps us from moving into action mode. Other times, it may ease anxiety to build resources that we may need if the worst does indeed happen. Either way, brainstorming solutions can be quite helpful, and this journaling technique can walk you through the process.Talk To A Friend:  Friends can often provide a rea lity check or they can point us to resources that can help us to feel less concerned about what might happen next. Even talking to someone about how they may have faced similar situations in the past can help us to feel less anxious about the stressors that cause us anxiety. Talking to a friend or, if necessary, a therapist can provide helpful support. Getting Through a Crisis Stress management is particularly important during times of crisis. Certain strategies, such as taking care of your physical health, tend to be particularly important during these times because they can be particularly helpful, and can affect the other ways in which you cope. Ongoing Stress Management Virtually all stress management techniques become more effective over time, as your body and mind become used to relaxing as you practice them. Certain techniques, particularly exercise and meditation, are especially effective at creating changes that help you to become more resilient toward stress with practice over time. Practicing stress management techniques in an ongoing way can help you to relieve stress as you face it, and be more ready for whatever stress comes your way. These stress management resources can help you to make stress management a regular part of your life. Also, be sure to keep in mind that if the stress you face requires more than what these techniques alone can offer, you can talk to your doctor about other options and support.

William The World s Largest Pc Software Company - 1823 Words

William Henry Bill Gates was born on the 28th of October 1955, William is an American business philanthropist, and computer programmer. In 1975, William co-founded Microsoft with his partner Paul Allen, which has now became the world s largest PC software company in the world. William’s career at Microsoft was CEO and chief software architect for the company, he also held the largest individual shareholder percentage until May 2014. With his success William has authored and co-authored several books such as: The road ahead and Business @ the speed of thought Starting in the year 1987, William was included on the Forbes world s wealthiest people list and was the wealthiest overall from 1995 to 2014. Between 2009 and 2014, he doubled his wealth from $40 billion USD to more than $82 billion USD. William is considered one of the best known entrepreneurs of the PC (personal computer) revolution. William has been trolled for his business styles, which have been seen as anti-competitive in the industry, an opinion that has in some cases been upheld in many court rulings. Later in his career William pursued a number of philanthropic endeavors by donating large amounts of money to various charitable organizations through the Bill Melinda Gates Foundation. William had primary responsibility for the Microsoft’s product strategy, he broadened the company s range of products and wherever Microsoft succeeded in a dominant position he defended it. During his career he gained aShow MoreRelatedBill Gates : The World s Prime Software Business1606 Words   |  7 Pages William Henry Gates; who is well known as Bill Gates was born on 28th of Oct, 1955, in Washington. In age of 13 Gates started showing curiosity in computer programming when he was at Lakeside school and pursued his passion through college. Striking out on his own with his friend and business partner Paul Allen, Gates found himself at the right place at the right time. Through technological modernization, strong business strategy and aggressive business tactics, he built the world s prime softwareRead MoreA Brief History of Personal Computers1304 Words   |  6 Pagesthe first fully operable computer was developed about 50 years ago, at the end of World War II, by a te am at the University of Pennsylvania s Moore School of Engineering. This team was headed by John Mauchly and J. Presper Eckert, who named the new machine ENIAC, for Electronic Numerical Integrator and Calculator. ENIAC was hardly a personal computer, occupying a large room and weighing about 33 tons. By today s standards, ENIAC was extremely slow, unreliable, and expensive to operate. In 1945Read MoreMerger Of Hewlett Packard Company1413 Words   |  6 PagesINTRODUCTION The paper will examine the merger of Hewlett-Packard Company (NYSE:HPQ) and Compaq Computer Corporation in 2001. The following key issues will be examined: -reasons for the merger -reasons against the merger -assessment of the performance of the consolidated company since the merger completion. BACKGROUND OF THE COMPANIES Hewlett-Packard (HP) is a leading technology solutions provider for both consumers and businesses. â€Å"We invent, engineer and deliver technology solutions that driveRead MoreBill Gates1350 Words   |  6 PagesBill Gates William Henry Gates III, KBE, (born October 28, 1955), commonly known as Bill Gates, is the co-founder and current Chairman and Chief Software Architect of Microsoft. According to Forbes magazine in 2004, Gates is the wealthiest person in the world, a position he has held steadily for many years. Biography Bill Gates was born in Seattle, Washington to William H. Gates, Sr., a corporate lawyer, and Mary Maxwell Gates, board member of First Interstate Bank, Pacific Northwest BellRead MoreApple Inc. Company Analysis1189 Words   |  5 Pagesabout Apple as a company, there is no doubt in regards to its brilliant business strategies and how innovative it is. Apple Inc. was founded by Steve Jobs, Steve Wozniak, and Ronald Wayne in April of 1976. The company is one of the number one market leaders in the technology industry with a revenue of more than $500 billion in 2013. It was able to expand the business worldwide due to such a high demand, which it now has more than 400 stores in more than 10 different countries. The company is well knownRead MoreBill Gates1393 Words   |  6 PagesPM on October 28, 1955, the man who would revolutionize the computer industry as we know it, was born. The son of Bill Jr. and Mary Gates was named William Henry Gates III. The computer super-genius was soon to take his place in history. Within the last fifteen years the company that he and Paul Allan started, Microsoft, has become the largest software corporation in the computer industry. What is Bill Gates background, and how did he preserve his place in history while amassing his fortune? BillRead MoreIntellinex, Llc1630 Words   |  7 PagesExecutive Summary Intellinex LLC is an eLearning company that was recently spun off from its parent Ernest Young LLP. At its inception Intellinex claimed to be one of the largest eLearning providers. They have an aggressive strategy to take advantage of the consolidating eLearning market and become a one-stop provider of all eLearning services for their clients. Their focus is on creating customized training for clients and helping them to implement and maintain their on-line courses. ProductsRead MoreEssay on Globally Successful Entrepreneurs986 Words   |  4 Pagesglobally successful entrepreneurs. Their products are well known and useful. For example, Mark Zuckerberg created Facebook, Steve Jobs created Apple products, Bill Gates created Microsoft and so on. Their products were used widely by all of us around the world. The things that we are concerned about is the characteristics in them that make them globally succeeded entrepreneurs and so well known. So, comparing the characteristics of two globally succeeded entrepreneurs would be the concern of this essay.Read MoreCase Study of Bill Gates1348 Words   |  6 PagesMGMT 368 CASE ANALYSIS EXAMPLE C THE CASE OF BILL GATES MGMT 368B BUSINESS ETHICS PROBLEM ISSUE AND IDENTIFICATION WHAT ARE THE CENTRAL FACTS OF THE CASE? *William ‘Bill Gates III, Microsoft Corp Chairman, is the most wealthiest businessman there is (http://www.reviewjournal.com/1vrg_home/1997/Apr-02-Wed-1997/news/5134242.html). *Microsoft does not pay its workers as well as some competitors do; however, many workers get stock options. 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Percy Aldridge Grainger Essay - 1842 Words

Percy Aldridge Grainger was born on the 8th of July 1882, in Brighton, Melbourne. As an only child of John and Rosa Grainger he began learning music at the age of 5 with his mother Rosa. Grainger’s music studies many aspects of life and artistic persona, making him a unique Australian musician. He had a diverse musical career including pianist, composer, folklore collector, musical arranger, ‘free musician’ and inventor, making him one of Australia’s greatest musicians of all time. Whilst living in Australia Grainger came before the public eye as a pianist at a concert at Melbourne’s Masonic Hall during 1894. His life intention was to communicate every feature of his life to the public and soon after his creative achievement was seen†¦show more content†¦Although known for his pianistic abilities Grainger is best known throughout Australia as a composer. He had planned his life as a composer before he was twenty years of age and held true to that plan as best as he could. His arrangements of folk music including ‘Country Gardens’ and ‘Folk Song from Country Derry’ were not what he classed as compositions. Rather his serious compositions include ‘Kipling Jungle Book Cycle’ and ‘The Warriors’ during his quest for free music. Grainger’s folk music are short melodic works that are set in a variety of rhythms, pitches and instruments. During his early years in London he composed a transcription of Tchaikovsky’s Flower Waltz and this sparked a venture into piano transcriptions including Four Irish Dances by Charles Stanford. It was also during this time that he met Edward Grieg, his long time musical hero and inspiration. Whilst in Australia Grainger was first introduced to Grieg by his mother Rose and thus ignited his passion for Grieg’s lyric pieces, resulting him to arrange a series of theses during 1898. Grainger continued to arrange folk music, pre senting a collection of work which is unique in music history. During a visit to Scotland during 1900, Grainger was heavily influenced by his cultural experience and arranged 25 new accompaniments to Augener’s ‘Minstrelsy of England,’ thus had a profound effect on his future musical

Book review on enduring love Free Essays

The basic story line to the book is all about a man who experiences a ballooning accident where he and a group of other guys try to pull down a balloon that has a boy in, which is the captain of the air balloons grandson†¦ so they are all holding it down trying to get the kid out but a strong gust of wind blows the balloon up and the four guys still holding on are pulled up with it but before it gets too high three of the four Jump off to safety which intern leaves one guy called Logan hanging on to the rope after a couple of minutes Logan looses his grip and slips to the very end of the ope†¦ or a split second he continues to hold on but finally again his grip goes and he drops to his death in front of this crowd of people. After the incident the main character for the rest of the book is Just left with this over riding feeling of guilt, but also deeper there was a man at the accident who comes away with almost post traumatic stress and as an onlooker as the reader you exp erience him become uncontrollably obsessed with the main character in the book and by the end of the book Jed whom is obsessed causes Joe and cassia his girlfriend to split up simply by getting in to Joes head through the couple of letters he sends him. The book takes in the story several months to get the middle of the plot but the book passes within a year. We will write a custom essay sample on Book review on enduring love or any similar topic only for you Order Now To me what happened in terms of the accident is unusual as you don’t here hot air balloon accidents everyday and the after events I’m sure happen but don’t come to light as this one did for example the fact Jed stalked Joe so relentlessly for that period of time so openly is never talked about let alone written in a book! The storyline right from the begging grips you as it opens with the main character acting as a narrator talking through the day when he had a role to play in the loss of life and freak accident caused it!! Characters: Real main characters in the book for me are: Joe Rose Joe Rose is a middle-aged successful science Journalist living with his long-time girlfriend Clarissa Rose in London. He considers himself unattractive and marvels that Clarissa loves him. He is the object of Jed Parry’s obsessions. Clarissa Mellon Clarissa is Joe’s girlfriend and an English professor who specializes in the Romantic poet John Keats. She loves children and is secretly devastated that she is barren. She loves Joe’s completely but she is ruled by her emotions and interpretive intuition. Jed Parry Jed Parry is a lonely young man who lives by himself in a large house he inherited from his mother. He is devoutly Christian, although he doesnt follow any specific sect. He suffers from I feel syndrome that causes him to believe that a stranger is in love with you. (Interestingly enough there is a syndrome called Clearmalt’s syndrome which has the exactly the same symptoms) The object of his obsession is Joe Rose, whom he stalks. Jean Logan Jean Logan is John Logan’s wife and a history professor at Oxford. She struggles with John’s death, convincing herselt that ne was having an affair. Clarissa was interesting to say the least, as the book opens you find her to be very warming to Joe rose but very quickly as the reader you see that she instantly after the accident turns away from Joe you could say that Joe caused some of the relationship fail but mostly it all comes from Clarissa. You see this instantly as they drive home yes you can say she still is in shock but when they get home the interaction between both of them is so odd†¦ the chatting at the table yes ill say that is normal but what happened after that the sexual contact is benign, I think the author is trying to get cross the fact the two characters are still Jumpy and sketchy after both witnessing such a horrendous accident and uses the odd physical contact as a way to show that. It’s very easy to comment on the relationship between Joe and Clarissa but it’s harder to talk about the conflicts. Again there is a blindingly obvious one of the conflict between Joe and Clarissa that develops but one I find more interesting is the not conflict but awkwardness between Joe rose and Jean Logan for those who don’t know is John Logan’s wife, the conflict if we call it that is when Joe goes round to Jeans ouse which may I say is a long drive to talk to her about Jed (the pedo) Joe almost invite himself in and sits waiting as Jeans makes some tea. Long story short the fact that a man that Jean doesn’t know is sat in her living room as she makes tea for him waiting to talk to her about a guy who has an obsession with him, to me from the offset is Just going to cause so form of mental conflict. Personally all characters change over the course of the book but easily you can spot the person who changes the most is Joe rose and the start he is very confident and towards the end he turns into somebody with very low self-esteem. The biggest and easiest change in the book surprisingly enough isn’t Jed I feel its Joe as the effect of the incident is immediate even on the way home the shock of the accident starts to make its mark on Joe and his girlfriend there are long awkward chats in the kitchen and from there it Just goes down hill†¦ will say though Jed stalking Joe religiously doesn’t help things but after what Joe saw, heard and felt that breezy summers day it marked him as a dead man you couldn’t see that when you start reading the book but as you dig deeper and start to think in depth more about what happened you easily make connections that urn into ideas and before you know it you find yourself predicting the rest of the book†¦ The story was written in first person. It helped the story as it put the person into the shoes of the book and really helps the reader to get into the book and really understand the dilemma that the characters are in throughout the book. Another factor that helped the reader get a grip n the reader and hold them there until the book unfolds and ends is how the author really puts the reader in the story is how he describes the surroundings that the characters are in and how the time period really elps you not only believe the story line but shocks you that in this modern age not only do accidents happen like this but the after affects aren’t picked up by those around the characters for example Jed who is to his own accord until the point that others realise that he is a danger to those around him and society in general. To be completely honest and to wrap up the review id say I would recommend the book to people but will warn them ot the graphic paedophilia that takes place in the book also the sexual content isn’t off putting but in places is hard to get to grips off until you read further on and realise why.. How to cite Book review on enduring love, Papers

Trump’s Global Warming Denial and Political Manipulation free essay sample

The gag order on press releases, blog updates, or posting any of facts and statistics anywhere, media or online, was banned. This affected the EPA, or Environmental Protection Agency so that their employees are not allowed to discuss any of the changes publicly or on social media, and their scientists are not allowed to report their findings at all. The gag order also pertained to the US Department of Agriculture, and Health and Human Services. (Garcia 1) OtheragenciesandorganizationsaffectedbythisgagorderaretheAgriculturalResearch Service, Department of Transportation, the USDA, Agricultural Research Service, DOI, and many more government science and research agencies. (Lartey 1) Trump’snominee for thehead oftheEPAScottPruitthassaid that he doesbelieve climate change exists, but thathumansarenotthe main cause of it. Here is aquotefromScott Pruitt on the subject: â€Å"Science tells us the climate is changing and human activity in some matter impacts that change.† (Kelly 1) He acknowledges that the climate is changing and that â€Å"in some matter† human activity impactsthatchange. We will write a custom essay sample on Trump’s Global Warming Denial and Political Manipulation or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page He has denied that human action has directly lead to themaincause of climate change and global warming. Ifyou evenjustgoogle whatcauses globalwarming? Thefirstthingthatcomesupsays: â€Å"Mostclimatescientistsagreethe main cause of the current global warming trend ishuman expansion of the greenhouse effect1 — warming that results when the atmosphere trapsheat radiating from Earth toward space. Certain gases in the atmosphere block heat fromescaping.† (Global Climate Change 1). That is the short answer that comes up when you google it, the article is from the NASA Climate Change website (1). Also,ScottPruitt(who is now head of the EPA)has also sued the EPA multiple times while he was the Oklahoma attorney general.He sued the EPA a total of 14 times. He is now the head of theEPAandhas announcedplans to aggressively roll back many Obama-era regulations and policies as early as next week (Next week being this week). (Collins 1) This gag order means that whatever they discover, monitor, or are helping with, they can not share or report any of their factual findings to the public. No press interviews, blog updates, newspaper articles, or social media posts are allowed. They are not allowed to report the statistics of global warming, water testing, how clean the air is, nothing, but mainly climate change. Trump is trying to deny the existence of global warming, and convince the people of America that it is a ‘hoax’. All of the findings of the EPA used to be accessible to the public, it was public knowledge. All the information they had was there at your fingertips if you wanted to read it, but now it is not that easy to see unless you specifically hunt it down. It was in the media, even just a little here and there, but global warming was a pretty widely known concept that was believed true by most people. He is trying to turn back the clock to a time when no one acknowledged or cared about its e xistence. (Chen 1) A lot of the information formerly available on the White House website and the State Department website about the climate change policy has been removed. This was something oftopconcern fortheformer president,buttheinformation hasbeen replaced with articles detailing Trump’s plans to roll back those policies. Almost all mention of climate change hasbeen removed, where ever it was mentioned, when you search ‘global warming’ on the White house website, it says no results, because every mention of it has been removed. (Davenport 1) Trump administrations had been planning on removing the pages about climate change from the EPA website, but have appeared to back off slightly. Here is a quote from an article written by Robin Bravender, and Hannah Hess (1), from EE News: â€Å"Trump administration officials appear to have walked back plans to scrub climate change references from U.S. EPAs website. Weve been told to stand down, an EPA employee told E News today. That new directive comes after staff were told yesterday to remove the agencys climate change page from its website, worrying climate change activists and sending data specialists scrambling to download files. The backlash that erupted after reports surfaced last night that the climate page would be eliminated may have prompted administration officials to change course. News of the plans was first reported last night by Reuters. EPAs press office did not respond to requests for comment today. Its unclear whether the agencys climate page will remain indefin itely, or only temporarily. Its not imminent, the EPA staffer said of its removal.† (Bravender 1) There are a lot of speculations and arguments about why the gag order was put in place, but almost all of them lead back to the fact that Trump would rather not acknowledge its existence at all. He has claimed that climate change and global warming are a hoax on multiple occasions. He also on multiple occasions claimed that climate change was a hoax by the Chinese. He tweeted about it severaltimes, but after the issue was brought up in the debate with Clinton, the tweets were deleted, and he denied them ever existing. I would just like to point out that the man who is currently president of the US, is in denial about scientific facts, hard evidence is being ignored and accused of being a hoax by the person in charge of a country. Trump is trying to keep the public from noticing the existence of a serious problem, because he has chosen to deny it. (Ohlheiser 1) Some people argue that a temporary halt of information flow is normal perseguir for when someone new comes into office, however, an order that no one who isaffected by it can mention any of the changes or its existence at all, is not normal. Also, if people have no new news about a current event that is widely available or popular they will have no need to care about it, like what is happening with it now. Unless you specifically are searching up the findings of the EPA research department you won’t be able to find anything current or useful pertaining to climate change and global warming. The reason that information is not available is because an executive gag order is in place, they are not allowed to share the data and information they have. Because of this, some of the organizations affected by this gag order have started up ‘rouge Twitter accounts’ as they are sometimes called. A rather popular one is the Badlands National Park account, which has started posting facts about climate change. Here is a quote from an article (1) about it on Democracy Now: â€Å"As the news of the EPA media blackout broke Tuesday, the Twitter account for the Badlands National Park in South Dakota, part of the U.S. National Park Service, went rogue, publishing a series of tweets about climate change, including one that read, Today, the amount of carbon dioxide in the atmosphere is higher than at any time in the last 650,000 years. #Climate. The tweets were later deleted.† To get information out to the public rouge accounts have popped up. Because the gagorder said no press releases, articles, or company social media updates, they have started rouge twitter accounts to post their information and data so that the public has access to it. (Noble 1) So, even if the president would rather the problem of climate change be ignored and denied, people who know that the facts are there and aren’t just going to let this go, have done things to show that facts can’t just be silenced and forgotten about. A tweet from the Golden Gate NPS stating their concerns that this year was the hottest year on record for the third year in a row, the tweet was taken down. Tweets about how less people showed up for the Trump inauguration than Obama’s 2009 inauguration with comparative pictures were also taken down. So many of these such rebellious posts on social media that the Interior Department could not find them all and tke them down before many of them gained a lot of popularity. A tweet by employees at the Theodore Roosevelt Inaugural Site in Buffalo states this: Free speech, exercised both individually and through a free press, is a necessity in any country where the people are free. TR, 5/7/1918† This is commenting on how the freedom of speech is very important to have individually and in the press, and how some of the things the Trump Administration have done or deleted have infringed on and have come close to violating that right. (Bravender 1) A lot more accounts have been poppingupastheothersgettakendown, multiple unofficial accounts of organizations such as NASA,the National Park service,the FDA,NIH,EPA,and many more. (Durden 1) Other people, like celebrities or actors arealso posting inrebellionagainst Trump, sayingthingsranging from messages of hope thatthings willeventuallygo back to normal, to angry commentsand well puttogetherargumentsabout what Trump has done wrong.Even people like thepreviousvicepresident, Bernie Sandershas been vocalabouthisopinion of Trump. Also people like Stephen King, CaitlynJenner, andmanyother celebrities,actors, and justnormalpeoplehavetakentosocial media tosharetheirstrongopinions. Thisisthe technologicalage,socialmediaplatformsarewherepeople go to voicetheirthoughtsand opinionssomewherewheretheycanfeelheard, somewhere to share messages of hope and support, and a place to voice rebellion and defiance.

Top Six (Really) FREE Image Sites - The Writers For Hire

TOP SIX (REALLY) FREE IMAGE SITES With the Internet’s seemingly endless stream of images for any given subject, it’s hard to know which ones are free to use, and which ones are protected by strict copyrights. Seeing a large watermark on an image is generally a good indication that the image you are looking at is copyrighted. But what if there is no obvious copyright watermark? And what if you are able to click on the image and save it to your computer? Does that mean that you are legally permitted to use that image for your personal websites or blogs? The answers to these questions are not always clear, and even when you think you are following the right steps to make sure you are using an image that is not copyrighted, images that seem to be copyright free are sometimes only copyright free in certain situations. The Sticky Details of Copyright Laws Unfortunately, image copyright laws can be complicated to navigate. And violating those copyright laws can lead to penalties and expensive lawsuits. Sure, there is a chance that the image you use will never be discovered. But the reality is that whoever took that picture or created that image deserves to be properly credited and compensated for their work. That is where copyright licenses, and the laws that protect them, come into play. There is a huge array of different copyright licenses that control how and when images can be used. Some licenses are very restrictive, while others allow open and free use of the image. The trick is figuring out which license your image is covered by, and what that license allows and prohibits. For example, Flickr images are protected under eight different types of Creative Commons copyright licenses. The particular license used for each individual image is up to the discretion of whoever created or owns the image. So, when using Flickr images, it is important that you find out which Creative Commons license is applicable to the particular image that you wish to use. Types of Copyright Licenses While there are a number of copyright licenses out there, some of the most commonly found licenses are: All Rights Reserved: With this license, the copyright holder reserves all rights provided by copyright law. This includes the right to make copies, distribute the image, and license or otherwise exploit their work; no rights are waived under this license.Royalty Free: A royalty free license allows you to use the image without having to pay any kind of royalty. Royalty free images are generally found on stock-photo sites, where the royalty has been paid already through your membership to the site.Public Domain Work: Images classified under the Public Domain have been identified as being free of known restrictions under copyright law. This means that the image is free to be used for all purposes, without needing to seek permission or pay a fee.Attribution: If an image is covered by the Attribution license, it may be used for personal or commercial purposes, as long as the user gives proper credit, provides a link to the license, and indicates whether any changes were made to the original image.Attribution-ShareAlike: Like the Attribution license, this license allows free use of the image with proper attribution. It also requires that if you change or build upon the image in any way, you must distribute your contribution under the same license as the original.Attribution-NoDerivs: Again, this license follows the same rules as the Attribution license; however, if you make any changes to the original, you may not distribute the modified image.Attribution-NonCommercial: With the NonCommercial clause to the Attribution license, you may only use the image for personal use. The image may not be used for commercial purposes. Educating yourself on exactly what these licenses cover, and making sure you know which license pertains to your image, is imperative if you wish to avoid any possible copyright infringements. Penalties For Copyright Infringements Making the mistake of using a copyrighted image without permission can hold some pretty hefty consequences. First of all, it’s never fun to receive a scary looking â€Å"Cease and Desist† letter or an â€Å"Unauthorized Use Report† email. Even worse, though, is when those notifices are accompanied by a demand that you pay a license fee or face further legal action. And if you think you can get away with ignoring the notice and fee demand, think again! Failing to respond to the cease and desist can cost you a fine of anywhere from $200 to $150,000, plus attorney fees and damages. To top it off, the image owner can take it as far as using the DCMA (Digital Millennium Copyright Act) to get your entire site shut down. So, How do you Know if Images are Truly Copyright Free? The only way to know for sure is to check into the license for the particular image that you want to use. When using sites such as Flickr or Shutterstock, each individual image should have a licensing agreement that explains whether or not the image can be used, for what purpose it may be used, and whether or not there is a fee associated with its use. However, if you are simply doing a Google image search, the license information is not always easy to find. Often, it is nearly impossible to find out who actually owns the license for many of the images. And although it is possible to set Google parameters to show only copyright free images, there is no guarantee that the images that are shown are truly copyright free. For this reason, we recommend that you always choose your images from a site where licensing information is clearly posted and easy to understand. While there are many different image sites to choose from, these are our top six favorite sites for free images: https://www.pexels.com/https://burst.shopify.comhttps://www.reshot.comhttps://pixabay.comhttps://gratisography.com/https://pxhere.com/ Not only do these sites contain breathtakingly beautiful images, they all also clearly state that their images are available for both commercial and non-commercial use and that credit to the photographer is not required but is, as always, appreciated. And the best part? Sticking to one of these sites for your image searches will ensure that you can have peace of mind in knowing that you will not be in jeopardy of unknowingly committing a copyright infringement. **Note: While the sites we recommend do have copyright free images, it is always important to read the fine print before using an image. Although the image itself may be free to use, some of the things depicted in the images (such as identifiable people, landmarks, or trademarked logos) may have other copyrights or trademarks that require consent from a third party.

The drop time of the paper helicopter Essay Example

The drop time of the paper helicopter Essay Example The drop time of the paper helicopter Paper The drop time of the paper helicopter Paper If the mass of the paper helicopter increases, then the drop time of the paper helicopter will decrease because the paper helicopter with the greater mass will take a longer time to reach terminal velocity ( when there is a balance of forces and thus zero acceleration) which results in a shorter drop time because the object is still accelerating. The mass of the paper helicopter will be measured by using 5 paperclips of each . 7g and the same paper helicopter whose mass is . The drop time will be measured with a stopwatch . The timing will start when the hand lets go of the paper helicopter at a drop height of 1 meter and stop when the paper helicopter touches the floor. The same person will be timing for each trial. A control of this experiment would be having the drop height the same throughout the experiment. This will be measured by using a meter stick and marking the height at which to drop the paper helicopter. The paper helicopter will drop at that marked height each time. Another control of this experiment would be having the same person timing the experiment for every trial. To keep the data as consistent as possible, the experiment will be using the same stopwatch, electric scale and paper helicopter each time. Another control would be using 5 paperclips of each with a mass of .7g . Measure each paperclip by placing them (on at a time) onto the electric scale and record. Based on the data collected, the hypothesis is accepted because as the mass of the paper helicopter increases, the average drop time decreases. This is evident in the data collected because the paper helicopter with a mass of 1g   had the highest average drop time of while the paper helicopter with a mass of 3. 8g had the lowest average drop time of. This is due to Newtons first and second law. Newtons laws states that an object will accelerate if the forces acting upon it are unbalanced and the amount of acceleration is directly proportional to the amount of net force acting upon it. Falling objects initially accelerate because there is no force big enough to balance the downward force of gravity so the object will continue to accelerate until the air resistance force increases to a large enough value to balance the downward force of gravity. Thus the objects (in this case paper helicopter) with a greater mass will continue to accelerate for a longer period of time then a paper helicopter with a lower mass which thus results in a decrease in drop time. One of the biggest weaknesses in this experiment was the human error with the reaction time when starting and stopping the stop watch. It is impossible to correctly start and stop the stop watch when the paper helicopter drops because of human reaction time (time needs to pass before the thought from the brain reaches the hand to start and stop the stopwatch). This serves as a limitation because although the stop watch was controlled by the same person each time, a different time lapse will pass each time thus causing the inability to accurately time the helicopter drop each time. Another weakness would be that since the person holding the paper helicopter each time has to move their hands, the angle at which the paper helicopter is dropped wont be the same each time which results in a shorter or longer drop time if the paper helicopter lands closer or farther from where it was dropped. There are several ways to improve this investigation to make the data more accurate. To decrease the lapse in stopping the stop watch, using a higher drop height would give the person timing more time to react to when the paper helicopter reaches the floor because the original procedure allowed (at max) 65 seconds to react from the time it took the paper helicopter to drop from the drop height to the floor. Another way to improve this investigation would be to create a stand that will hold the paper helicopter at the same drop height and angle each time so that the distance that the paper helicopter will land will be the same each time. This will reduce the error in time because of a shorter or longer landing distance.

American Patriotism During World War One Essay Example | Topics and Well Written Essays - 1500 words

American Patriotism During World War One - Essay Example The army provided concise stirring and patriotic speeches in the local communities. The information had both positive and negative effect on patriotism. On one hand, it persuaded people to identify with America and think that, their country was doing the right thing. On the other hand, the information demonized those who opposed the war. Among other things showing American patriotism is the Espionage Act of 1917. The act recommended stiff penalties to those who declined to work in the American armed forces during the war, helped the enemy or distributing information against the war. The Sediction Act was also enacted making it illegal to engrave or publish anything that criticized the government, the army or the constitution on the basis of the war. As a result, many people ended up being convicted by the law for violating these acts as they were considered unpatriotic. All these acts were created in an attempt to create and define patriotism due to the World War 1. The United States wanted to prove that it was a world power thus, the need to make the people invest their efforts in the war. The only way the government could do this is by increasing people’s patriotism to the country. ... For instance, some communities barred teaching of German language in government schools; hence, German Americans were irregularly targets of mob violence. Those Americans who opposed the government’s participation in the war or condemned president’s administration strategies faced challenges to their patriotism. They also risked being convicted or imprisoned based on the Sedicition and Espionage Acts. Even at the end of the war, any patriotic Americans became worried due to the threatened homeland security resulting from the radical ideas adopted, hence, the red scare. During World War 1, passionate patriotism was widespread in the United States. It was as a result of the patriotism, that the red scare took place. During this war, Armistice was performed in 1918 and around nine million people were employed in war industries as suggested by Lorini (1999). Other four million worked in the armed forces hence this shows how people were being patriotic. The Americans showed their patriotism in two main ways during the World War 1. First they showed patriotism by sending sixteen million soldiers to fight in the war. In order to achieve this number of fighters the government had to create a sense of patriotism among the citizens. This patriotism was created through circulation of information (propaganda) which was either correct or not. This was aimed at creating the citizens’ interest in their country hence the willing to fight for it. Secondly, there were also many companies which produced wartime materials. The American government established many companies which ensured sufficient supply of fire arms used by the soldiers during the World War 1. Many people including women who wanted to proof patriotic to the country participated in these companies and

Cash Management Paper Essay Example | Topics and Well Written Essays - 750 words

Cash Management Paper - Essay Example When a company is strapped for cash there are various alternatives can be implemented to ensure the company stay solvent for a longer period of time. One of the approaches that can be utilized in cases where there is an imminent cash flow problem is to reduce costs. During the global economic recession that started in 2008 the world has seen how many global corporations have chosen to reduce their payroll expenses through massive layoffs in order to keep the businesses going. The US government created a special bailout package bill for the US automakers because companies such as GM could not keep operating because of cash flow problems. Cash flow problem can also occur due to the inability of a company to collect its account receivables. IF clients are not paying on time the best alternative is to terminate the credit privileges to such vendors. A technique that is utilized by companies to improve its collection function is by utilizing electronic transactions such as direct debit from a checking account. One of the four primary financial statements is called the statement of cash flow. The statement of cash flow is the best anal ytic tool that can be used to manage the cash flow of an enterprise. This financial statement provides an outlay of the cash that is entering and going out of a firm as well as the type of transaction associated with the movement of cash. The three categories that measure cash movement in the statement of cash flow are financing, investing, and operating activities (Besley & Brigham, 2000). Due to the importance of the cash asset of a business there are various alternatives that a company can utilize to obtain cash through short term financing. Short term financing are alternatives that provide a company with immediate cash to be utilized to cover its short term operating activities such as paying payroll, buying materials, maintenance activities among

Difference Between Takaful And Conventional Insurance Economics Essay

Difference Between Takaful And Conventional Insurance Economics Essay Takaful is an Arabic word which explains as guaranteeing each other (Tan Kin Lian, 2006). Haemala Thanasegaran (2008) also defined Takaful as mutual insurance in the Islamic system with compliant with principles of Shariah which is known as Islamic law. Shariah is attributing to direct Muslims by following principle which is: (W. Jean Kwon, 2007) Fard or wajib also known as halal which is obligation strictly enforced by Islamic law. Haram or mamu related to absolutely prohibition or unlawful activities. Mandub or mustahub which means that what is suggested or the activities that individuals are ought to do as own advantages. Makruh refer to what is discouraged or the activities that individuals are need to deny due to own benefits. Muhab is about permissibility or the activities that under the Islamic law is neutral. Besides, Alsadek Gait Andrew Worthington (2008) agreed that Takaful is a type of collaborate self-help program. Moreover, Ramin Cooper Maysami W.Jean Kwon (1999) who are stated that Takaful is establish on the law of large number whereby in the form of joint guarantee insurance mechanism. It means that a flock of public gathers their capital resource to prevent certain risk of losses. Takaful is an arrangement among a group of people with collective interests which aim to insure or defend each other from certain regulation of misfortunes instance of premature death, disability and property damages (Obaidulllah, 2005). Therefore, Faizal Manjoo (2007) said that Takaful is elicitation by the aqilah and diyah systems which is someone who is among a group of people are aim to financial salvage is possibility confronted with unexpected liability instance of paying for the blood money which means diyah. Takaful is an alternative form of financial instrument to guarantee assets, liabilities and other interests of individuals and organizations. (Zuriah Abdul Rahman, 2009) Therefore, Muhammad Ayub (2009) supported that the alternative of Takaful is according to the concept of social solidarity, cooperation and at the same time indemnification the losses of participants. Indeed, Haemala Thanasegaran (2008) pointed out that Takaful is similar with conventional insurance which is include the distribution of the risk and it is become play an important role as part of our professional and livelihood. As a result, Jamie Reid (2008) suggested that Takaful become a significant role to worldwide financial institution which is widely establish in Asian and Middle East currently and also has an opportunity advance to the western country. Present years, there are a lot of international insurance industries are interest participate in Islamic insurance market. Although, Takaful insurance is mainly expanded at Islamic countries for the sake of the advent of Islamic banking and it has presented its potential as an innovation financial instrument over the past decade. (Haemala Thanasegaran, 2008) Whereas, Ramin Cooper Maysami W.Jean Kwon (1999) examined that Takaful has also grown on religion principle which processes unique characteristic besides grown as an innovation financial instrument. 2.1.1 Concept of Takaful The concept of Islamic insurance which is known as Takaful was first introduced in Sudan in 1979 and the main concept is an alternative to conventional insurance whereas according to principle of Shariah. (Kassar, 2008) Takaful as a concept compliant the principles of Shariah which is Islamic law thereby it is essentially to a system of mutual help which refers to the pooling of resources to help the needy (Browne and Kim, 1993). Therefore, according to Tan Kin Lian (2006), who is examined that before the advent of Islam 14 centuries ago there is possibility that the concept of mutual cooperation among tribal members in the Arabian Peninsula already started. The instance in pre-Islamic history which to prove the argument is: Aqila which is the Pooling System Daman Khatr Al-Tariq defined as Surety System Al Hlif which is utilized by Trade Alliance Confederation Nevertheless, Catherine Stagg-Macey (2007) summarize that Islamic insurance also known as Takaful is a mutual insurance that establish with the concept of tabarru (donation) which means that everyone will be take advantage from a share of investment returns since they are contributes to a fund. It is the combination of guaranteeing each other and mutual or cooperative insurance and there are necessarily to including in Takaful. However, Dawood Yousef Taylor (2005) stated that according to Fiqh Academy in 1985 who judged that conventional commercial insurance was haram (forbidden) which contravened the rules of Shariah and Islamic insurance which is Takaful was halal (acceptable). Accordingly, Haemala Thanasegaran (2008) pointed out that the reason is the operation of conventional insurance is against the principle of Shariah which is involve the elements of Al-gharar (uncertainties in the operation of the insurance contract), Al-maisir (gambling as a consequence of the presence of uncertainty), and Al-riba (interest). Gharar (uncertainty) Gharar is means that uncertainty or ambiguity of the theme of the contract by the insured such as the occurrence of indemnity, the sources and the amount for compensation and the timing of uncertainty (Anwar, 1994). Maisir (gambling) Islamic law is prohibiting speculation or receiving return without effort. Since the policy holders of insurance are look like to bet premiums on the condition that the insurer will make compensation when arise specified accident thereby it is forbidden based on principle Shariah. (Anwar, 1994) Riba (usury or interest) Riba is prohibit by Islamic law which refer to unequal exchange of the same things and also can defined as difference amount and quantity between insurer and insured when transactions. (Anwar, 2004) 2.1.2 Type of Takaful In Malaysia, there is providing two different types of Takaful insurance services which consist of General Takaful and Family Takaful. Family Takaful The family Takaful is a long-term investment and saving. The function of family Takaful is providing protection to the participants family by mutual fund while participant involve in the event of death. Furthermore, the goal of designed this plan is to: Regularity save the contribution of fund during a fixed period which is long term Utilize fund that contribution by participant as investment to gaining profit or return under the rule or principle Shariah, and Assistance in financial while unexpected death of participant prior to the maturity of the plan Commonly, family Takaful can recognize to several form such as: Ordinary family which is composing from endowment, temporary, medical and health. Takaful endowment is same kind with the life insurance. However, there is also has combine with education plan which respond by public is enthusiastically. Investment-linked Takaful is providing participant protection and also get chance earn profit or return in future depend on value underlying assets. Takaful Annuity is attribute to guarantee participant future retirement life by provide periodic income. (Hendon Redzuan, Zuriah, Sharifah Sakinah, 2009) On the other hand, Haemala Thanasegaran (2008) stated that maturity period, amount and the frequency of annual contribution of family Takaful are determinant by participant as well as the fund contribution will save into the Participants Account (PA) which is for savings and investment and the Participants Special Account (PSA) which is for Tabarru or donation. General Takaful A general takaful plan is commonly standing in the period of 12 months which is known as short term mutual financial help. Generally, it is assuring for property, engineering, miscellaneous accident, marine, motor and others. Moreover, general takaful attribute to scheme that purpose to provide compensation to someone who is suffering losses such as destruction or disaster inflicted upon asset of the participant. Method of payment for general takaful is based on tabarru which is donation aim to mutually help and jointly guarantee each others with using the fund compensate for participants who are facing losses. (Hendon Redzuan, Zuriah, Sharifah Sakinah, 2009) Although, Mohd. Masum Billah (1996) suggest that general Takaful should identify as al-Musahamah (contribution) which replace al-Tabarru (donation) due to aim the participant has no against the rule of Shariah which in the risk on the theme of the policy while make a claim. In other words, participants are making a claim or gain return over their own contribute fund. As evidence, under Quran sanction of mutual co-operation has described that Help you another in righteousness and piety. 2.2 Development of Takaful Malaysia Islamic insurance which is also known as Takaful is a new industry compare with conventional insurance. Despite the origin of Takaful was beginning from 14 centuries ago, the first time that Malaysia started operating Takaful was in 1984 which is Syarikat Takaful Malaysia Bhd. (Dawood Yousef Taylor, 2005) Whether or not, Sudan was the first introduced the modern Islamic insurance initially based on cooperative model which similar with conventional mutual insurer in 1979. However, majority of the countries include Malaysia and Saudi Arabia implemented commercial models of Takaful afterward. (IFSB IAIS, 2006) Masum Billah (1996) concluded that Takaful in Malaysia is currently thrives. Nevertheless, Malaysia is the leader which has the largest market in Takaful insurance among non-Arab countries. For instance, Takaful occupy 27% of the total insurance market in Malaysia parallel to Asia Pacific countries which have approximately 9% market, Europe and US are about 1% market and Arab countries which is the head of Takaful insurance hold about 63% market. (Salihuddin Ahmad, 2007) In the Far East, Malaysia was the forefront of Takaful development who conducted by Central Bank of Malaysia (BNM) enact Takaful regulations with separate regulations that enable the prosperity of Takaful insurance. Alter of the regulation is compulsory as to compete with conventional insurance industry. Thus, Malaysia administer Takaful compete with the conventional insurance impartiality. There is possibility that the changes of the Takaful Act and regulations in Malaysia bring on prosperous of Takaful Malaysia and Takaful Nasional which are two major composite Takaful operators. It is lead to development of general and life insurance rather than general Takaful insurance. (Dawood Yousef Taylor, 2005) In addition, in term of Takaful in Malaysia successfully, there are new operators were intent to involve in Takaful industry on several countries such as: Brunei Takaful IBB Bhd and Takaful Taib Sdn Bhd Indonesia PT Syarikat Takaful Keluarga which transacting in family (life) business PT Syarikat Takaful Umum which transacting in general business Singapore Islamic Insurance Pte (Mohd. Masum Billah, 1996) Moreover, Takaful operators of Malaysia have establish joint-ventures in Pakistan, Saudi Arabia and Sri Lanka which aim to provided technical expertise to the Asian countries especially Indonesia, Brunei, Australia, Lebanon, Bangladesh, Algeria and so on. (Yusof, 2001) Nonetheless, Central Bank of Malaysia (BNM) and the Takaful operators continued struggling to expand Takaful industry as assume in the Financial Sector Masterplan during 2002 which were focused on financial infrastructure development, institutional capacity enhancement as well as product and market development. (Central bank of Malaysia, 2002) On the other hand, Takaful has gradually develop as viable alternative to conventional insurance and may appeal to Muslim and non-Muslim which is a wide range of customers. (IFSB IAIS, 2006) Therefore, Malaysia as multi-racial country which is differences religious and cultural was able to attracted many consumers to purchase Takaful insurance. In Malaysia, Prudential BSN Takaful Berhad (PruBSN) has attracted more than 40% of non-Muslim customers among participant. (Mohamad Salihuddin Ahmad, 2007) Nevertheless, the corporate sector and multinationals in Malaysia are also preferred to select Takaful compare with conventional insurance. Although, there is no enough to promote and expanded Takaful thereby it was a challenges to the development and expanded of the local and global Takaful industry. (Mohamad Salihuddin Ahmad, 2007) Takaful is now implemented by over 60 companies in 23 countries and trend to promptly expanding. Recently, Malaysia initial offer Re-Takaful services in Labuan and also significant develops Re-Takaful which is the equivalent of conventional reinsurance. Presently, majority of Takaful operators reinsure to conventional reinsurers despite it is considered acceptable as long as there is no feasible that Shariah obey alternative. (IFSB IAIS, 2006) Since February 2008, Malaysia already has eight Takaful operators with license which is Syarikat Takaful Malaysia Berhad, CIMB Aviva Takaful Bhd., Hong Leong Tokio Marine Takaful Bhd., MAA Takaful Berhad, Takaful Ikhlas Sdn. Bhd., Prudential BSN Takaful Bhd., HSBC Amanah Takaful (Malaysia) Sdn. Bhd. and Etiqa Takaful Bhd., as well as two Re-Takaful companies which is Munich Re and MNRB Holding Bhd. (Bank Negara Malaysia, 2006) 2.3 Difference between Takaful and conventional insurance Takaful Conventional insurance It is a co-operative institution according to the principles of contract which is mutual co-operation (taawun). (Ahmad Ali Khan, 2003) It is a business institutions operated upon the principles of contract which is exchange. (Ahmad Ali Khan, 2003) Based on the principle, participants as insured and insurers their own self. Moreover, not insurance operators bearing the losses and risk of transfer whereas are shared by the participants each other. (Ahmad Ali Khan, 2003) The insured is uncertainly due to the transfer of the indeterminate fortuitous economic losses related with the prescribed risks in return for a pre-determined payment which is known as premium. (Ahmad Ali Khan, 2003) There are not endue with involve in the profits generated by the insurance operators. (Ahmad Ali Khan, 2003) Main objective is to gain profit or return from the insurance transactions for the shareholders. (Ahmad Ali Khan, 2003) All participants who pay a certain prescribed premiums are available to vote in the elections of the directors of the company or to check the companys annual accounts. (Ahmad Ali Khan, 2003) The policy-holder has no right to vote in the elections of the directors of the company or to check the annual accounts of the company. (Ahmad Ali Khan, 2003) Exchanging money with money in itself thereby no discrepancy in the amount or time. (Ahmad Ali Khan, 2003) Contribution of participants is attributed to Tabarru which means donation. (Mohd Tarmidzi, 2007) Both premium and claim being exchanged are different and takes place at different times. (Ahmad Ali Khan, 2003) Contribution from participants is due to investment. (Mohd Tarmidzi, 2007) Surplus in the fund will be distributed to participants. (Mohammed Musabah, 2008) Surplus in the fund is belong company as profit. (Mohammed Musabah, 2008) 2.4 Perception As to improve customers perception, companies should frequently adopt customers oriented and considering customers need in their position. Moreover, fully understand, elaborately configure, effectively manage, and exceed customers expectations already as a significant key to improve customers perception. (Frank Yao, 2007) On the other hand, according to Mohd Tarmidzi (2007), who is suggested that Takaful operators need respect the perception of the customers whether their criticism is truth or not. 2.4.1 Services Recently, providing better service quality already as a vital objective for companies to satisfy customers demand and compete with other same trade companies. (Izah Nor Mazlina, 2007) Thus, there is importance of service quality perceptions and the relationship between customer satisfaction and service quality. (Haque, 2009) Indeed, services are definitely related to the total quality management (TQM). Presently, a lot of global company services are adopted TQM as management paradigm since they realized that TQM also may effective in services as such in manufacturing. It is obviously that companies are emphasize to quality of services (Feng Jie, 2009) Regarding to Frank Yao (2007), who is defined that customer perception is very important to measure qualified services such as in operation execution layer, business development layer and others. It is due to adopt customers expectations and requirements will more efficiency to satisfy customers need. Thus, customer perception become a central topic and also as a key consideration. However, Dagmar Recklies (2006) studied that companies only able to develop appropriate strategies as they understand features of the services that consumers need and expectation. Therefore, customers perception considered as most important to the companies which is not merely strengthening relationship between customers but also achieves services improvement. 2.4.2 Reliability According to Arasli (2005), he stated that customers satisfaction may highest influence by the reliability of the products or services which priority had a statistically significant impact from customers perception. Furthermore, Haque (2009) concluded that reliability was primary related to the result of service. Despite, customers satisfaction not merely estimate on customers experiences on service delivery process whereas also the exactitude and reliability of the delivered service. Besides that, Asmak (2008) also suggested that majority of the customers while intend to purchase insurance, they will considered insurance companies in terms of assets and reliability. In the other words, customers perception and decision adoption will influence by reliability of the specified company. Syarikat Takaful Malaysia Bhd (STMB) stated that the reliability of the management information systems is very important which relying to Information System Security Policy (ISSP) Manual due to prevent unauthorized access, disclosure, duplication, negligence error, modification, diversion, destruction, loss, abuse or steal of STMB information systems. (Takaful Malaysia annual report, 2009) 2.4.3 Demographic According to Wilkie (1990) indicated that demographic will affect what kind of products or services customer will purchase, how much that customer willing to pay as people achieve higher education. As a result, customer with higher education may enhance their ability to process more complicated information and decisions making. Nevertheless, Asmak (2008) who is pointed out that the demographic characteristics of a customer which is knowledge regarding the policy, income status household and customer antipathy to risk may influence customers decision or even indeed changing their policies. Regarding to Schiffman and Kanuk (2000), conclude that customers with better education alike to income higher which may affect their expected life-style. Therefore, customers will more willing to consume because power purchasing of them are higher due to their level imposable income better than general labor. Lastly, marketer may redesign, reposition and re-price the services in term of changing demographic attribute to fulfill customer requirement and satisfaction. (Kotler, 2000) In other hand, Lamb (2000) stated that income level which may give impact to customer consumption is significant in demographic variable due to segmenting market.

Emily Dickinson vs. Robert Frost Essay

Darkness is usually associated with fear or the unknown. As children, we are afraid of the unknown under our bed that darkness brings, which, in turn, makes our imaginations run wild, creating monsters, ghosts, and of course, the occasional boogeyman. Even as adults, we still have an antipathy to drive at night or go walking alone in the darkness. So it only makes sense that darkness is used in all forms of art to symbolize some kind of fear, unknown thing or place, or a mournful state. Within the world of poetry, the contrast of light and dark can be seen in hundreds of poems, including â€Å"We Grow Accustomed to the Dark† by Emily Dickinson and â€Å"Acquainted with the Night† by Robert Frost where the darkness symbolizes something much deeper than just fear. Both poems, â€Å"We grow accustomed to the Dark† and â€Å"Acquainted with the night† use the elements of Light and Dark as symbols within the speakers’ lives. In â€Å"Acquainted with the night† the speaker talks of darkness as his past experiences, most of them not good, and perhaps the depression that accompanied them. He says, â€Å"I have walked out in the rain and back in the rain,† meaning he has been through events, emotion, and sorrows through his life several times, but has managed to come through each one. He talks of how he has seen lugubrious moments when he says, â€Å"I have looked down the saddest city lane.† However, he is either ashamed or just unwilling to elaborate on his experiences in the line, â€Å"I have passed by the watchman on his beat and dropped my eyes, unwilling to explain.† The speaker’s depression is so deep; he feels he has no hope or way of recovering. This is said in the line, â€Å"I have outwalked the furthest city light.† When the speaker gives descriptions of â€Å"the sound of feet† and â€Å"an interrupted cry,† it gives the reader a sense of blindness and furthering the speaker’s darkness and uncertainty of his life. The light that is shed by the â€Å"luminary clock† or the moon shows the prolonging of time that the speaker has to wait for something, possibly hope, to renew the â€Å"light† in his life. The speaker in â€Å"We grow accustomed to the dark† talks of similar things. He talks of problems most face throughout life and difficult decisions that are unavoidable. The darkness in this poem, much like Robert Frost’s, does not talk of literal darkness, but emotional darkness of the speaker. However, he  does not talk about dark as life in general. In the line â€Å"As when the Neighbor holds the Lamps to witness her Goodbye,† Dickinson saying that other people may hold â€Å"light†, meaning hope, faith, or happiness, but sometimes darkness is inevitable. He articulates that when good things are taken away from a person’s life, he must adjust his perception to the â€Å"darkness.† This is said in the line â€Å"Then-fit our Visions to the Dark-. † Then, when he talks of the moon having to sign, he says that not even the moon, usually the brightest light at night, cannot give him hope. He says that brave people will search for things but only fail. That people try to run away from the darkness within them and try to deny it. But in the line â€Å"And sometimes hit a Tree† shows that even when you run from a problem or try to deny it, there will be other problems you run into. However, this halt in moving on only makes that person stronger and wiser, learning from his mistakes. He says the only way to find oneself when there is no light or goodness is to move forward and adjust. The two poems are structured very differently. While Emily Dickinson uses short phrases with long sentences, Robert Frost uses whole sentences that flow easily. In â€Å"We grow accustomed to the dark,† the short words or phrases clumped together add emphasis and description. These cut phrases symbolize inner conflict or struggle within the speaker. The line â€Å"As when the Neighbor holds the Lamp† is one of the few lines that does not have a dash at the end. This is because the light illuminates the darkness, destroying the struggle. Dickinson adds these descriptive phrases to give more imagery to the poem. But still, each phrase and stanza fits with the next, adding to the whole picture of a lightless midnight. An example of the preponderance of dashes and their symbolizism is seen in the line â€Å"Or Star-come out-within-. † This line is about the mental darkness with no solution or â€Å"light† and the amount of dashes adds emphasis to the hopelessness in the search for light. â€Å"Acquainted with the Night,† Frost uses sentences that flow lightly from one to another. This gives the poem an effect of movement. It is read like a story, making it easy for the reader to connect things within the poem. Frost also uses a very steady rhyming scheme to draw the poem all together as whole. The rhyming at the end that corresponds to the beginning brings the reader back to the start of the poem, similar to a  circle and symbolizes the speaker’s recurring sadness. Everyone experiences dark times in his life-some more than others-with what seems like a never ending battle. These two poems, with two different experiences of darkness, tell us that there have been people who went through the same darkness we may be going through. Their dominance through the seemingly maelstrom night gives us hope for a better day. Dickinson and Frost have shed some light into an increasingly darkened world.

Racism affects everybody Essay

This is shown in the movie ‘Australia’, how everyone can be affected by racism. Many different ways of racism towards people in the movie ‘Australia’. A few of the main characters that are affected in the movie is Nullah, The Drover, Lady Ashley. The people that are being most affected in the movie would have to be the indigenous, that’s because the time the movie was set in, was when the white australia policy was happening, so pretty much every Australian was being racist towards aboriginal people. Racism is problem that everybody is affected in the world today. In the movie Australia, all the aboriginal people was being well behaved, did everything they was told and followed the rules. Even then people was still be racist towards them. Some of the ways racism was shown in the movie was how the aboriginals wasn’t allowed in the pubs, also Neil Fletcher was using Daisy for sex and didn’t show any respect and also beat her and his son up. So pretty much all the Australians in this time period was against all indigenous people and all japanese because at the time australia was at war with japan and japan ended up bombing darwin. Nullah in the movie was a half cast, so he wasn’t fully aboriginal or australian, he felt left out because he wasn’t black or white, he was only a creamy colour. He was like this because of Neil Fletcher using his mother for sex. Nullah and his mother wasn’t treated with any respect at all and both of them was also beat up, it was because Neil fletcher played a big part in being racist towards Indigenous people. A good example of racism towards Nullah is when he is about to get on the ship to the mission and a young australian boy was yelling to him and saying â€Å"Creamy† and kept saying that to Nullah. Near the end of the movie Nullah wants to go ‘walk about’ with his Grandfather. If you go on this ‘walk about’ It means you become a man, it’s part of the aboriginal tradition, even though Nullah isn’t a full blooded aboriginal, he still wants to keep live by his aboriginal culture and follow the aboriginal tradition and become a man through the true aboriginal way. The reason all this racism was happening towards the aboriginal people was because of the government. They had made a policy in the australia called the white australia policy, this policy wanted australia to only have fully white blooded australians in australia only. The half cast kids like ‘Nullah’ was sent to a mission to learn about the christianity and how australians live, the other reason they were sent there is because australian people wasn’t proud of having sex with aboriginal women and then they didn’t want half cast kids in the public because it would remind them of what they did with those aboriginal women and they didn’t want that. So the government made missions where, the half cast kids were taken from their families by the police and wasn’t allowed to see their families again. The kids that were taken when they were are now called the stolen generation. The two people in the movie that weren’t being racist towards aboriginal people was The Drover and Lady Ashley, this was because they both had a connection with the aboriginal people in the movie, The Drover’s partner in the movie was an aboriginal and The Drover felt like he was an aboriginal and thought that people treated him like one. He also sticked up for his partner at the pub, this shows how close Drover was to his partner. Lady was close to aboriginal people because of Nullah’s mother dying and she took up mothering for Nullah, this made a strong connection between them. When Neil Fletcher was beating up Nullah Lady Ashley stepped in and protected Nullah. In conclusion, It doesn’t matter if someone is being racist towards an individual, it will affect other people to. Even all the years ago, when the white australia policy was taking place, the racism towards the aboriginals and the stolen generation, It is still affecting most of Australia today and a lot of people are sorry to the stolen generation because what the government did was very wrong and it didn’t take not long to see what they done. Racism still happens today everywhere and it does affect everyone.

The Leadership Challenge Of General George S. Patton...

There are a number of qualities that quantify good leaderships and good leaders. According to Kouzes and Posner in their book The Leadership Challenge, all successful leaders have (5) practices in common. They â€Å"Model the Way†, â€Å"Inspire a shared vision†, â€Å"Challenge the process†, â€Å"enable others to act† and â€Å"encourage the heart†(15). Never is there a more important time to have exemplary leadership, than in a time of war. Both the American Civil War and World War II showed what was possible through good leadership. From abolishing slavery and preserving the Union, to fighting tyranny and oppression abroad, both events in American history had a profound impact on all those involved. The impact would most certainly be different if not for the leadership of Colonel Lawrence Chamberlain of the Union Army during the Civil War and General George S. Patton during World War II. Both leaders possessed the 5 practices essential fo r god leadership, yet both leaders to different approaches to accomplish their goals. The leadership of General George S. Patton can be viewed as an example of transactional leadership. This type of leadership makes followers of an â€Å"organization achieve objectives through rewards and punishment†. This can be shown in the scene in Patton where he is meeting his new soldiers for the first time. As he is driving through the streets of North Africa, he sees his fellow soldiers are poorly dressed and not all in uniform. Soldiers had just finished aShow MoreRelatedPatton, The Man Behind The Legend1733 Words   |  7 Pages Patton, the Man Behind the Legend, 1885-1945. Zach Harper History 2200, U.S. History Since 1877 (to the Present) Dr. James Moulton 20 April 2016 â€Æ' Blumenson, Martin. (1985). Patton, the man behind the legend, 1885-1945. New York: Morrow. How would you define determination? 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